Relocation by Numbers

Caribbean Relocation Calculator

Compare Cost of Living, Taxes, Rent & Moving Budget by Country

Compare taxes, rent, living costs, take-home pay, and one-time moving expenses across Antigua, Bahamas, Barbados, Cayman Islands, Dominican Republic, Jamaica, Puerto Rico, Saint Lucia, Trinidad and Tobago, and Turks and Caicos.

Use this calculator to pressure-test your budget before relocating to the Caribbean.

Income & Location
Income impact
+$3,084Higher
Dominican Republic — Residency
Housing
Estimated Living Costs
Groceries: $9
Utilities: $3
Transportation: $3
Car estimate: $0
Healthcare: $3
Estimated costs adjust automatically based on the selected city.
One-Time Moving Costs
Planning estimates only.
Results
Tax assumptions updated: March 2026 · Planning estimates only
Current country: United States
Target country: Dominican Republic
Income scenario: remote
Net monthly (current): $9,416
Net monthly (target): $12,500
Gross monthly: $12,500.00
Est. taxes (current): $3,084.46 (24.7%)
Est. taxes (target): $0.00 (0.0%)
Tax model status● Simplified estimate
• Select your Dominican Republic tax residency length to improve this estimate.
• Until then, this remote-income result should be treated as informational only.
Monthly housing
Rent: $22.22
Utilities gap: $3.08
Total housing: $25.30
Monthly living costs
Total: $15.38
Upfront cash needed: $174
Months covered by savings: 10.5
Housing % of net (target): 0.2%
Results are estimates only. No information entered is stored or shared.
Tax estimates, rent, immigration costs, and retirement treatment vary by destination and personal circumstances.
Tip: Your URL updates as you type — copy the page link to share this scenario.
Monthly Flexibility
$12,459.32
After housing
This is what you may have left each month in Target city after housing costs and core living expenses.
Higher flexibility gives you more room for saving, investing, travel, and unexpected expenses.
COMPARABLE SALARY
$81,081

Target city is roughly 46% less expensive than New York City.

Based on housing, transportation, healthcare, and essential cost weighting.
Comfort Score™
A · Comfortable
Target housing
This looks healthy relative to your estimated target net income.
Based on how much of your target net monthly income goes toward housing.
Share this scenario
Copy your current comparison link and send it to a partner, friend, or future self.
Thinking Bigger Than Just Moving?

See how this Caribbean relocation impacts your FIRE timeline.

🔥 Calculate My FIRE Timeline
Coast FIREBarista FIRELean FIRE

Explore more relocation planning tools

Keep comparing your options with more relocation, budgeting, and FIRE tools from Relocation by Numbers.

Explore all toolsInternational CalculatorEurope CalculatorAsia CalculatorSouth America CalculatorFIRE Calculator

What this Caribbean relocation calculator includes

This calculator estimates how a move to the Caribbean may affect your monthly budget — covering income taxes, housing, living costs, and one-time relocation expenses for each supported destination.

Tax models are verified for Antigua and Barbuda, Bahamas, Barbados, Cayman Islands, Dominican Republic, Jamaica, Puerto Rico, Saint Lucia, Trinidad and Tobago, and Turks and Caicos Islands.

Income and taxes

Estimated take-home pay based on your salary, filing status, and country-specific tax rules.

Housing and essentials

Rent, utilities, groceries, transportation, and healthcare costs for each Caribbean destination.

Visa and permit costs

Estimated visa and permit fees included in your one-time moving budget by country.

Planning signals

Monthly flexibility, comparable salary, savings coverage, and a comfort score to judge whether the move looks realistic.

Good to know before you use it

Results are estimates only. Real taxes, rent, healthcare, immigration rules, and household costs vary by residency status, visa path, and local market conditions.

Several Caribbean destinations offer accessible residency programs for retirees and remote workers. The Bahamas Extended Access Travel Stay, Barbados Welcome Stamp, and Cayman Islands Global Citizen Concierge Program are popular options worth researching alongside your budget.

This tool is most useful for testing scenarios, comparing destinations, and seeing whether your income and savings create enough room to make the move comfortably.

Frequently asked questions

Which Caribbean countries have no income tax?
Antigua and Barbuda, the Bahamas, the Cayman Islands, and Turks and Caicos Islands currently have no personal income tax. This calculator models all four as zero-tax destinations for planning purposes.
How accurate are the tax estimates?
Tax figures are based on published resident personal income tax rules for each country as of early 2026. They cover regular income tax only — social insurance, payroll contributions, and special incentive regimes are not included. Always verify with a local tax advisor before making decisions.
What is the cost of living in the Caribbean compared to the US?
It varies significantly by island. The Cayman Islands and Bahamas are comparable to or more expensive than major US cities. Dominican Republic, Jamaica, and Trinidad and Tobago are generally 20–40% less expensive than the US average, depending on lifestyle and location.
Can I use this calculator for retirement planning?
Yes. Enter your expected retirement income, select a destination, and the calculator will estimate your monthly budget, tax liability, and how long your savings might last. For a full retirement timeline, use the FIRE Calculator.