Europe Relocation Calculator
Compare Cost of Living, Taxes, Rent & Moving Budget by City
Compare taxes, rent, living costs, take-home pay, and one-time moving expenses across Lisbon, Porto, London, and 35+ European countries including EU member states, the UK, Switzerland, and Norway.
Use this calculator to pressure-test your budget before relocating to Europe.
Popular with remote workers and retirees. Requires proof of passive income (~€760/mo minimum). Path to NHR tax regime (now IFICI). EU freedom of movement for EU citizens.
Visa requirements vary by citizenship and change frequently. Always verify with official government sources and an immigration attorney.
Lisbon is roughly 49% less expensive than New York City.
See how relocating to Europe impacts your FIRE timeline.
Explore more relocation planning tools
Keep comparing your options with more relocation, budgeting, and FIRE tools from Relocation by Numbers.
What this Europe relocation calculator includes
This calculator estimates how a move to Europe may affect your monthly budget — covering income taxes, housing, living costs, and one-time relocation expenses for destinations across the EU, UK, and wider Europe.
It covers 35+ European countries including Portugal, the UK, Spain, France, Germany, Italy, the Netherlands, Ireland, and more — with country-specific tax models and city-level cost defaults for Lisbon, Porto, and London.
Estimated take-home pay based on your salary, filing status, and country-specific European tax rules.
Rent, utilities, groceries, transportation, and healthcare costs for each European destination.
EU freedom of movement, national visa programs, digital nomad visas, and estimated permit fees included in your one-time moving budget.
Monthly flexibility, comparable salary, savings coverage, and a comfort score to judge whether the move looks realistic.
Results are estimates only. Real taxes, rent, healthcare, immigration rules, and household costs vary by residency status, visa path, and local market conditions.
EU citizens moving within the EU benefit from freedom of movement — visa costs may be minimal. Non-EU citizens (including Americans, Canadians, and Australians) typically need a national visa or residency permit, which varies significantly by country and income requirements.
This tool is most useful for testing scenarios, comparing European destinations, and seeing whether your income and savings create enough room to make the move comfortably.
Frequently asked questions
- Which European country is the cheapest to live in?
- Among popular expat destinations, Portugal is consistently one of the most affordable Western European countries — particularly Porto, which has lower costs than Lisbon. Eastern European countries like Poland, Hungary, and Romania are generally cheaper still, though they may have fewer English-speaking communities and different visa considerations for non-EU citizens.
- Does this calculator include European income taxes?
- Yes. Country-specific resident income tax models are applied for all 35+ European countries in this calculator, including Portugal, the UK, Spain, France, Germany, Italy, Ireland, the Netherlands, and more. Tax estimates are based on published resident rates as of early 2026 and are intended for planning purposes only.
- Can an American move to Europe without a job offer?
- Yes, in several countries. Portugal's D7 Passive Income Visa, Spain's Non-Lucrative Visa, and Italy's Elective Residency Visa allow non-EU citizens to live in Europe without a local job offer, typically requiring proof of sufficient passive income or savings. Many countries also offer digital nomad visas for remote workers. Requirements vary — always verify with official government sources.
- How much does it cost to relocate to Europe from the US?
- One-time relocation costs typically include visa application fees, flights, a security deposit, and temporary accommodation. For most Western European destinations, budget $3,000–$7,000 in upfront costs before ongoing monthly expenses begin. The calculator estimates one-time costs alongside monthly budget comparisons for each destination.
- Is it cheaper to live in Europe than in the US?
- It depends on the country and city. Portugal and Southern European cities are often 20–40% cheaper than major US cities on everyday costs, though income taxes tend to be higher. London is comparable to or more expensive than New York. Nordic countries have high taxes and costs but strong social benefits. Use the calculator to compare your specific European destination against your current US city.