Compare States, Cities & FIRE Paths in One Place
Assumptions updated: October 2026
Explore relocation comparisons, cost of living guides, salary tools, FIRE calculators, and mortgage tools to find places where your money may go further.
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New to the site? These tools answer the questions people ask most. The full list of calculators is below.
See what a move between U.S. cities does to your take-home pay, taxes, housing and monthly budget.
Compare a U.S. city with a city abroad: income tax, rent, living costs and what it takes to move.
Turn a salary into take-home pay after federal, state and local taxes and payroll deductions.
Find your financial independence number and how many years away it is, including after a move.
Find your calculator
33 free calculators, no sign-up. Search or filter by category.
Employer match, this year's tax savings, and projected balance with 2026 limits.
RetirementCompare Bangkok, Tokyo, Singapore, Dubai, and more.
InternationalSemi-retire with part-time income covering part of your spending.
FIRETen cities ranked by what is left after rent, with take-home pay, price levels and state taxes side by side.
FIRECompare Jamaica, Barbados, Cayman Islands, and more.
InternationalA comfortable early retirement (roughly $100k–$150k/yr).
FIREReady-made two-city comparisons of pay, taxes, and monthly budget.
RelocationThe amount that grows into your FIRE number with no further contributions.
FIREOne income, up to 3 destinations: net pay, taxes, housing, and flexibility.
RelocationFull household retirement timeline: RMDs, Social Security, pensions, IRA/Roth basis, and year-by-year cash flow, with state tax estimates and disclosed modeling limitations.
RetirementCompare Lisbon, Porto, London, and more.
InternationalRetire early with a luxury budget ($200k+/yr).
FIREEstimate your FIRE age and financial-independence number.
FIREThe portfolio you need to retire early, from your spending and withdrawal rate.
FIREHow much rent or house can you afford? 30% rent rule and 28/36 DTI guidelines.
HousingThe portfolio that covers your spending in retirement, with a savings plan to reach it.
Retirement2026 limits, real federal + FICA + state tax savings, and tax-free growth.
RetirementFederal tax, effective and marginal rates, and a bracket-by-bracket breakdown.
TaxesCompare taxes, rent, and living costs across countries.
InternationalCompound growth from a lump sum plus contributions, with a Monte Carlo range.
RetirementRetire early on a smaller budget and a lower target portfolio.
FIREMonthly payment, cash to close, DTI, rent-vs-buy break-even, and amortization.
HousingCan you afford the move on one income? Housing burden, taxes, and the second income needed.
RelocationTake-home pay after federal, Social Security, Medicare, and state (and city) taxes.
TaxesCompare buying vs. renting-and-investing by net worth, with a break-even year.
HousingProject your savings with a live balance chart and a Monte Carlo range.
RetirementHow each state taxes Social Security, pensions and 401(k) withdrawals, side by side.
RetirementHow long will your money last, or your modeled sustainable withdrawal, with sequence-of-returns risk.
RetirementYour required minimum distribution from the IRS Uniform Lifetime Table.
RetirementConvert now or pay tax later? Tax due, both paths, and break-even rate.
RetirementHow your savings rate maps to years until financial independence.
FIRECompare Medellín, Bogotá, Buenos Aires, Santiago, and more.
InternationalCompare take-home pay, taxes, and living costs for a move between US cities.
RelocationTake-home pay by state
State income tax on a $100,000 single-filer salary, computed live for all 50 states. Deeper blue means more tax; click a state to open it in the paycheck calculator.
See its state income tax and take-home on a $100,000 salary. The nine palest states have no state income tax.
Lowest state income tax
On a $100,000 single salary.
Highest state income tax
On a $100,000 single salary.
Estimates use 2026 state income tax and the standard deduction, single or married filing jointly. They don't include local city taxes, credits, or deductions. Not tax advice.
Built for people comparing real-life financial tradeoffs
Relocation by Numbers is designed to help you compare cost of living, salary needs, taxes, FIRE timelines, and home buying costs across places. These are planning tools, not financial, tax, or legal advice.
Frequently asked questions about Relocation by Numbers
What tools does Relocation by Numbers offer?
The site includes relocation calculators, cost of living guides, salary tools, FIRE calculators, mortgage tools, and international relocation calculators.
How are cost of living and tax estimates calculated?
Tax estimates use simplified federal, state, and country-specific models. Cost of living figures use city-level defaults and structured planning assumptions.
Are these results financial or tax advice?
No. All tools on this site are planning estimates intended for educational and comparison purposes only.
How often are the estimates updated?
Tax brackets, cost of living defaults, and housing assumptions are reviewed and updated regularly. The most recent sitewide update was October 2026.