Relocation by Numbers
Relocation by Numbers

Compare States, Cities & FIRE Paths in One Place

Explore relocation comparisons, cost of living guides, salary tools, FIRE calculators, and mortgage tools to find places where your money may go further.

Find your calculator

29 free calculators, no sign-up. Search or filter by category.

401(k) Calculator

Employer match, this year's tax savings, and projected balance with 2025 limits.

Retirement
Asia Relocation

Compare Bangkok, Tokyo, Singapore, Dubai, and more.

International
Barista FIRE Calculator

Semi-retire with part-time income covering part of your spending.

FIRE
Caribbean Relocation

Compare Jamaica, Barbados, Cayman Islands, and more.

International
Chubby FIRE Calculator

A comfortable early retirement (roughly $100k–$150k/yr).

FIRE
City Pair Comparisons

Ready-made two-city comparisons of pay, taxes, and monthly budget.

Relocation
Coast FIRE Calculator

The amount that grows into your FIRE number with no further contributions.

FIRE
Compare Cities Side by Side

One income, up to 3 destinations: net pay, taxes, housing, and flexibility.

Relocation
Europe Relocation

Compare Lisbon, Porto, London, and more.

International
Fat FIRE Calculator

Retire early with a luxury budget ($200k+/yr).

FIRE
FIRE Calculator

Estimate your FIRE age and financial-independence number.

FIRE
FIRE Number Calculator

The portfolio you need to retire early, from your spending and withdrawal rate.

FIRE
Housing Affordability

How much rent or house can you afford? 30% rent rule and 28/36 DTI guidelines.

Housing
HSA Calculator

2025 limits, real federal + FICA + state tax savings, and tax-free growth.

Retirement
Income Tax Calculator

Federal tax, effective and marginal rates, and a bracket-by-bracket breakdown.

Taxes
International Relocation

Compare taxes, rent, and living costs across countries.

International
Investment Calculator

Compound growth from a lump sum plus contributions, with a Monte Carlo range.

Retirement
Lean FIRE Calculator

Retire early on a smaller budget and a lower target portfolio.

FIRE
Mortgage Calculator

Monthly payment, cash to close, DTI, rent-vs-buy break-even, and amortization.

Housing
One vs Two Income Relocation

Can you afford the move on one income? Housing burden, taxes, and the second income needed.

Relocation
Paycheck Calculator

Take-home pay after federal, Social Security, Medicare, and state (and city) taxes.

Taxes
Rent vs. Buy Calculator

Compare buying vs. renting-and-investing by net worth, with a break-even year.

Housing
Retirement Calculator

Project your savings with a live balance chart and a Monte Carlo range.

Retirement
Retirement Withdrawal

How long will your money last, or your safe withdrawal, with sequence-of-returns risk.

Retirement
RMD Calculator

Your required minimum distribution from the IRS Uniform Lifetime Table.

Retirement
Roth Conversion Calculator

Convert now or pay tax later? Tax due, both paths, and break-even rate.

Retirement
Savings Rate for FIRE

How your savings rate maps to years until financial independence.

FIRE
South America Relocation

Compare Medellín, Bogotá, Buenos Aires, Santiago, and more.

International
US Relocation & Take-Home Calculator

Compare take-home pay, taxes, and living costs for a move between US cities.

Relocation

Take-home pay by state

State income tax on a $100,000 single-filer salary, computed live for all 50 states. Deeper blue means more tax; click a state to open it in the paycheck calculator.

Less taxMore taxup to 7.4%
Hover a state

See its state income tax and take-home on a $100,000 salary. The nine palest states have no state income tax.

Lowest state income tax

On a $100,000 single salary.

Highest state income tax

On a $100,000 single salary.

Estimates use 2025 state income tax and the standard deduction, single or married filing jointly. They don't include local city taxes, credits, or deductions. Not tax advice.

Built for people comparing real-life financial tradeoffs

Relocation by Numbers is designed to help you compare cost of living, salary needs, taxes, FIRE timelines, and home buying costs across places. These are planning tools, not financial, tax, or legal advice.

Frequently asked questions about Relocation by Numbers

What tools does Relocation by Numbers offer?

The site includes relocation calculators, cost of living guides, salary tools, FIRE calculators, mortgage tools, and international relocation calculators.

How are cost of living and tax estimates calculated?

Tax estimates use simplified federal, state, and country-specific models. Cost of living figures use city-level defaults and structured planning assumptions.

Are these results financial or tax advice?

No. All tools on this site are planning estimates intended for educational and comparison purposes only.

How often are the estimates updated?

Tax brackets, cost of living defaults, and housing assumptions are reviewed and updated regularly. The most recent sitewide update was March 2026.

Assumptions updated: March 2026
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