🌎 SOUTH AMERICA RELOCATION

South America Relocation Calculator

Compare Cost of Living, Taxes, Rent & Moving Budget by City

Compare taxes, rent, living costs, take-home pay, and one-time moving expenses across Medellín, Bogotá, Buenos Aires, Santiago, Lima, and São Paulo.

Use this calculator to pressure-test your budget before relocating to Colombia, Argentina, Chile, Peru, or Brazil.

Income & Location
Income impact
-$552Lower
🇨🇴
Visa & Permit Context
Digital Nomad Visa / Pensionado / Migrant Visa

Colombia's Digital Nomad Visa (V) is one of the most accessible in the world — remote workers earning just $800+/mo qualify for a 2-year renewable stay. Pensionado Visa requires $700+/mo in pension income. Migrant Visa (M) leads to permanent residency after 5 years of continuous stay. Medellín and Bogotá are the continent's top expat hubs. Cost of living is very low by North American and European standards.

Digital Nomad Visa — $800/moEst. permit fee: $160

Visa requirements vary by citizenship and change frequently. Always verify with official government sources and an immigration attorney.

Housing
Estimated Living Costs
Groceries: $0
Utilities: $0
Transportation: $0
Car estimate: $0
Healthcare: $0
Estimated costs adjust automatically based on the selected city.
One-Time Moving Costs
Planning estimates only.
Results
Assumptions updated: March 2026 · Planning estimates only
Current city: New York City
Target city: Medellín
Net monthly (current): $9,416
Net monthly (target): $8,864
Gross monthly: $12,500.00
Est. taxes (current): $3,084.46 (24.7%)
Est. taxes (target): $3,636.11 (29.1%)
Tax model status
Partial: Colombia UVT-based progressive tax
No joint filing in Colombia. UVT value COP 47,065 (2024). Income must be passed in COP.
Monthly housing
Rent: $0.13
Utilities gap: $0.02
Total housing: $0.15
Monthly living costs
Total: $0.10
Upfront cash needed: $2
Months covered by savings: 25.1
Housing % of net (target): 0.0%
Results are estimates only. No information entered is stored or shared.
Tax estimates, rent, immigration costs, and retirement treatment vary by destination and personal circumstances.
Tip: Your URL updates as you type — copy the page link to share this scenario.
Monthly Flexibility
$8,863.64
After housing
This is what you may have left each month in Medellín after housing costs and core living expenses.
Higher flexibility gives you more room for saving, investing, travel, and unexpected expenses.
COMPARABLE SALARY
$40,541

Medellín is roughly 73% less expensive than New York City.

Based on housing, transportation, healthcare, and essential cost weighting.
Comfort Score™
A · Comfortable
Target housing
This looks healthy relative to your estimated target net income.
Based on how much of your target net monthly income goes toward housing.
Share this scenario
Copy your current comparison link and send it to a partner, friend, or future self.
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See how relocating to South America impacts your FIRE timeline.

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What this South America relocation calculator includes

This calculator estimates how a move to South America may affect your monthly budget — covering income taxes, housing, living costs, and one-time relocation expenses for Colombia, Brazil, Argentina, Chile, and Peru.

City-level cost defaults are available for Medellín, Bogotá, Buenos Aires, Santiago, Lima, and São Paulo — with country-specific tax models and detailed visa context for each destination.

Income and taxes

Estimated take-home pay based on your salary, filing status, and country-specific tax rules.

Housing and essentials

Rent, utilities, groceries, transportation, and healthcare costs for each South American city.

Visa and permit context

Digital nomad visas, pensionado programs, rentista options, and estimated permit fees — with income requirements and key notes per country.

Planning signals

Monthly flexibility, comparable salary, savings coverage, and a comfort score to judge whether the move looks realistic.

Good to know before you use it

Results are estimates only. Real taxes, rent, healthcare, immigration rules, and household costs vary by residency status, visa path, and local market conditions.

South America offers some of the lowest costs of living available to North American and European expats. Colombia and Peru have become major digital nomad hubs. Argentina's parallel exchange rate market means real purchasing power often differs significantly from official-rate estimates.

This tool is most useful for testing scenarios, comparing South American destinations, and seeing whether your income and savings create enough room to make the move comfortably.

Frequently asked questions

Which South American country is the cheapest to live in?
Colombia is generally the most affordable destination in this calculator, particularly Medellín — which combines low rent, low everyday costs, and a large established expat community. Peru (Lima) and Argentina (Buenos Aires) can also be very affordable, especially for those holding USD. Chile (Santiago) and Brazil (São Paulo) are higher-cost but offer stronger infrastructure and economic stability.
What is the easiest South American country to get a visa for?
Colombia's Digital Nomad Visa is one of the most accessible in the region — remote workers earning just $800/month qualify for a 2-year renewable stay. Chile also offers a dedicated Digital Nomad Visa requiring $1,500/month. Argentina, Peru, and Brazil have rentista and retirement visa options with varying income requirements. Always verify current requirements with official government sources before applying.
How does this calculator handle Argentina's currency situation?
The calculator uses official exchange rates for its estimates. In practice, many expats in Argentina access a significantly higher rate through legal parallel exchange mechanisms, which can make the real cost of living substantially lower than official-rate estimates suggest. The calculator includes a warning note for Argentina and recommends verifying current rates independently.
Is Medellín, Colombia a good place for remote workers?
Yes — Medellín is one of the most popular remote work destinations in the Americas. It combines low rent, fast internet, a large English-speaking expat community, spring-like weather year-round, and Colombia's accessible Digital Nomad Visa. The calculator defaults to Medellín when Colombia is selected.
How much money do I need to relocate to South America?
One-time relocation costs for most South American destinations in this calculator range from $2,000 to $5,000, covering visa fees, flights, a security deposit, and temporary accommodation. Colombia and Peru tend toward the lower end; Chile and Brazil slightly higher. Use the calculator to estimate both the upfront costs and the ongoing monthly budget difference.